July 2024 Premium Bond Winners – Who Claimed the £1 Million Jackpot?
If you’ve ever bought a Premium Bond, you know the excitement that comes with the monthly draw. July’s results were especially thrilling – two lucky folks from Hertfordshire and Cumbria walked away with the £1 million top prize. Below we break down the key stats, how the winners were chosen, and what you can do next if you think you might be one of them.
What the numbers say
National Savings & Investments (NS&I) kept the odds steady at 21,000 to 1 for July. That means every bond had the same chance of hitting the jackpot, whether you hold a single bond or the maximum 50,000. In total, the July draw awarded over 5.9 million prizes worth about £456 million. The £1 million jackpot accounted for just a tiny slice of that pool, but it’s the prize that gets everyone talking.
Who the winners are
The two millionaires are regular folks – one lives in Hertfordshire, the other in Cumbria. NS&I won’t disclose their full names for privacy reasons, but the winners have confirmed they’ll be taking the cash and planning a few big life changes. If you’re wondering whether you could be next, remember the odds don’t change just because someone else won. Every month a fresh set of numbers is drawn, and every bond gets a fresh shot.
So, how do you find out if you’re one of the lucky ones? The fastest way is to log into the NS&I Premium Bonds app or visit their website. You’ll need your bond numbers – the 12‑digit reference printed on each bond – and a quick search will tell you instantly if you have a prize. The app even sends push notifications when you win, so you don’t miss a thing.
Got paper bonds and haven’t moved to the digital platform yet? No problem. You can still check the result by calling the NS&I helpline or by popping into a local post office that offers Premium Bond services. Just have your bond numbers handy and they’ll run a check for you.
What should you do if you win? First, celebrate – a million pounds is a massive life event. Then, think about tax. Premium Bond winnings are tax‑free in the UK, so the full amount goes straight to you. Most winners speak with a financial adviser to plan how to invest or pay off debts. It’s also a good idea to secure your winnings with a reputable bank or building society.
For those who didn’t win this time, don’t get discouraged. The odds stay the same each month, and the prize fund continues to grow as more people buy bonds. If you’ve got the maximum 50,000 bonds, you’re already at the best possible position – more bonds mean more chances.
Finally, here’s a quick tip: keep your bond numbers safe. Some people store them in a spreadsheet or a secure notes app. The easier they are to find, the quicker you can claim any prize that comes your way.
July’s draw reminded us why Premium Bonds stay popular – the chance of a life‑changing win paired with the safety of a government‑backed investment. Stay tuned for the next month’s results and keep those bonds handy. Who knows? The next headline could have your name on it.
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